| Basics |
Advanced |
Reconstruction |
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Coverage.
Before contacting insured or insured's driver,
determine if there are any questions of coverage. |
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Liability. Determining fault in an accident may include
a number of steps including interviews, obtaining reports,
physical investigation and accident reconstruction. For
serious accidents, use the "Detailed Investigation" tools.
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Damages. Analyzing injury damages may include
obtaining medical charts, reports of treating physicians,
independent medical examination, and occupational
disability reports. Physical damage appraisals of
adverse vehicles and other property
should be itemized and broken into costs
for labor, material and added charges. |
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Analysis and Evaluation. Begin this process with
checking local law. If at-fault
rules apply, determine percentages of fault.
Both the value of the injury and residuals should
be estimated. |
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