The following rules govern the use by you of ClaimRep.com. The rules set forth here apply to all materials, online communications and other information that is on or available through ClaimRep.com (collectively, "Information"). BY USING CLAIMREP.COM, YOU SPECIFICALLY AGREE TO ABIDE BY THESE RULES AND ANY MODIFICATIONS IN THE FUTURE.

Necessity to Obtain Legal Advise

Information provided includes investigation guidelines, examples of documents, and discussions of policies and the law as well as other legal content.  These are provided for your basic guidance only.  The law varies by jurisdiction and continually changes.  You should consult with a qualified legal practitioner licensed in the applicable jurisdiction before taking any specific action.  

Necessity to Obtain Other Professional Advise

ClaimRep.com provides Information that includes extensive medical and engineering content.  This Information is for your basic guidance only.  Scientific advances result in continuing changes in the body of knowledge included in the various domains of medical and engineering professionals.  The advise of a licensed and qualified professional consultant should always be considered.  

Standards of Claim Handling

ClaimRep.com provides guidelines and suggested protocols for claim investigation and analysis.  You should not construe this Information as in any way indicating an acceptable or preferred standard of practice.  

Personal Uses Permitted

ClaimRep.com is an online information provider service for use by claims adjusters, risk managers and attorneys. You shall not  publish, transmit, reproduce, distribute or in any way use or exploit any Information for commercial purposes or otherwise use the Information in a manner that is inconsistent with these rules and regulations.

Intellectual Property Law.

The Information available on ClaimRep.com may include intellectual property that is protected under the copyright, trademark and other intellectual property laws of the United States and/or other countries ("Intellectual Property Laws"). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text and graphic images,  and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties.

Disclosure of Online Communications

You are cautioned that any online communications may not be fully confidential. In addition, you should be aware that Federal postal regulations do not protect electronic mail. You should be aware that some administrative personnel of ClaimRep.com may, in the course of their regular duties, have access to communications for technical or operational purposes. ClaimRep.com will endeavor not to disclose any of your communications to third parties unless required by law.

Internet Hazards

The use of the Internet involves certain risks.  These may include electronic viruses, defective

programs, programs intended to damage your system, defective data, and other software anomalies ("Internet Hazards"). ClaimRep.com has no obligation to detect the presence of any Internet Hazards. Any downloading of software or other materials or any other use of the Information on ClaimRep.com is at your risk. You are advised to take adequate precautions to minimize any loss to your system caused by Internet Hazards, including use of anti-virus programs and proper backup of files.

Disclaimer of Warranties

CLAIMREP.COM IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CLAIMREP.COM DOES NOT WARRANT THAT ANY INFORMATION IS COMPLETE OR ACCURATE, THAT CLAIMREP.COM WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION IS FREE OF INTERNET DEFECTS.

Limitation of Damages

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL CLAIMREP.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OR INABILITY TO USE CLAIMREP.COM, INCLUDING WITHOUT LIMITATION USE OF OR RELIANCE ON INFORMATION AVAILABLE ON CLAIMREP.COM, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETIONS OF FILES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, DISCLOSURE OF COMMUNICATIONS, OR ANY OTHER FAILURE OF PERFORMANCE.

Release and Indemnity

YOU HEREBY RELEASE AND WAIVE ANY AND ALL CLAIMS AND/OR LIABILITY AGAINST CLAIMREP.COM ARISING FROM OR IN CONNECTION WITH YOUR USE OF CLAIMREP.COM.

Modifications

These rules may be periodically modified by ClaimRep.com.  You should, therefore, read these rules each time you access ClaimRep.com